Everything you need to know about SafeCircle Digital
SafeCircle Capital is a digital group savings platform inspired by traditional community-based systems like susu, partner, or tanda. We make it easier for people to save together securely, transparently, and without relying on loans or credit.
You and your trusted group contribute a set amount of money on a recurring schedule (weekly, biweekly, or monthly). Each member takes turns receiving the pooled amount based on the order the group agrees on. We automate the transfers and track everything to keep it fair and transparent.
No. SafeCircle Capital is a financial technology platform. We do not hold or lend money. All payments are processed through secure ACH integrations using trusted partners like Dwolla.
Yes. We use bank-level encryption and only work with certified payment processors. Every group member has full visibility into contributions and withdrawals. We also verify identity to prevent fraud within circles.
You can start a circle with friends, family, co-workers, or members of your community. We recommend joining with people you trust. In the future, we plan to introduce vetted, public circles you can join as well.
We’re working hard behind the scenes and expect to launch in September 1, 2025. Join the waitlist now and we’ll notify you as soon as it’s ready.
At launch, there will be no fee to create or join a circle. In the future, we may introduce small fees for premium features. We’ll always be transparent about costs.
Leaving a group after it has started disrupts everyone’s savings plan. However, we’re working on safeguards and backup features in case someone drops out unexpectedly.
Right now, the best way to get started is to join our waitlist. You’ll be first in line to access the app when we go live, and we may invite early users for testing and feedback.