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Terms of Service

Last Updated: 16th June, 2025

Welcome to SafeCircle Capital (“we,” “us,” “our”). By accessing or using our website at www.safecirclecapital.com or our services (collectively, the “Platform”), you agree to these Terms of Use (“Terms”).

1. Who Can Use SafeCircle Capital

You must be at least 18 years old and legally able to form a contract.

2. Our Services

SafeCircle Capital is a pre-launch financial technology platform. We help users organize group savings via third-party ACH services. We are not a bank or money transmitter.

3. Your Responsibilities

You agree to use the platform lawfully, keep credentials secure, and not commit fraud.

4. Financial Transactions

We use verified third-party processors. You must comply with their terms when linking accounts or transferring funds.

5. SMS Communication Consent

By registering with Safe Circle Capital or submitting your phone number via our website or mobile application, you consent to receive SMS messages from Safe Circle Capital at the number provided.

These messages may include:

  1. - Account verification (2FA)
  2. - Payment confirmations and reminders
  3. - Security notifications
  4. - Group activity updates


Messages will be sent from our toll-free number: (844) 850-0247. Standard messaging and data rates may apply.

You can opt out at any time by replying STOP to any message. To get help, reply HELP or email support@safecirclecapital.com. Your SMS preferences will not affect your ability to use our platform unless required for security purposes.

6. Data Privacy and Security

We use encryption and follow privacy-by-design principles. See our Privacy Policy.

6. Platform Availability

We do our best to ensure availability but cannot guarantee uninterrupted access.

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